Financial Guides

Learn finance, step by step

Practical, no-nonsense guides that walk you through real financial decisions. Every guide links to free calculators so you can run the numbers yourself.

Mortgage 12 min

Complete Guide to Buying Your First Home

From saving for a down payment to closing day — everything you need to know about the homebuying process, with real numbers and calculator links.

What you'll learn

  • 1 Check your credit score and DTI ratio
  • 2 Determine how much house you can afford
  • 3 Save for down payment and closing costs
  • 4 Get pre-approved for a mortgage
  • + 2 more steps
Debt 8 min

How to Eliminate Credit Card Debt

A step-by-step system to get out of credit card debt for good. Compare snowball vs avalanche methods and build your payoff plan.

What you'll learn

  • 1 List all debts with balances and APRs
  • 2 Choose snowball or avalanche method
  • 3 Calculate your debt-free date
  • 4 Automate minimum payments on all cards
  • + 2 more steps
Investment 15 min

Starting Your Investment Journey

A beginner-friendly guide to investing. Understand compound interest, pick an investment strategy, and project your wealth over time.

What you'll learn

  • 1 Understand compound interest and the Rule of 72
  • 2 Choose between lump sum and dollar-cost averaging
  • 3 Set a realistic expected return rate (7-10%)
  • 4 Project your portfolio growth over 10-30 years
  • + 2 more steps
Tax 10 min

Tax Filing Guide for Freelancers

Self-employment taxes demystified. Learn about SE tax, quarterly payments, QBI deductions, and how to estimate your 2026 tax liability.

What you'll learn

  • 1 Calculate your net business profit
  • 2 Estimate self-employment tax (15.3%)
  • 3 Apply the QBI deduction (20% of net profit)
  • 4 Calculate federal income tax on remaining profit
  • + 2 more steps
Personal Finance 6 min

Building a 50/30/20 Budget

The simplest budgeting system that actually works. Split your income into needs, wants, and savings — and automate the whole thing.

What you'll learn

  • 1 Calculate your monthly take-home pay
  • 2 Allocate 50% to needs (housing, food, insurance)
  • 3 Allocate 30% to wants (dining, entertainment)
  • 4 Allocate 20% to savings and debt payoff
  • + 2 more steps
Crypto 11 min

Crypto Taxes: What You Need to Know

Crypto taxation explained for 2026. Learn how every sale, swap, and staking reward is taxed — and how to estimate your liability.

What you'll learn

  • 1 Track every disposal (sell, swap, spend)
  • 2 Classify each as short-term or long-term
  • 3 Calculate cost basis including fees
  • 4 Apply 2026 capital gains brackets
  • + 2 more steps
Mortgage 9 min

Refinancing Your Mortgage: When It Makes Sense

A data-driven approach to deciding whether to refinance. Calculate break-even, compare closing costs, and determine if the math works.

What you'll learn

  • 1 Check current rates vs your existing rate
  • 2 Calculate monthly savings at new rate
  • 3 Estimate closing costs (2-5% of loan)
  • 4 Calculate break-even: costs ÷ monthly savings
  • + 2 more steps
Business 7 min

Business Break-Even Analysis

Know exactly when your business starts making money. A practical guide to break-even analysis with real examples and formulas.

What you'll learn

  • 1 List all fixed costs (rent, salaries, software)
  • 2 Calculate variable cost per unit
  • 3 Determine your selling price per unit
  • 4 Calculate break-even: Fixed Costs ÷ (Price − VC)
  • + 2 more steps
Guides vs Blog

What's the difference?

Guides

Structured, step-by-step walkthroughs for specific financial tasks. Evergreen content with clear action items and linked calculators. Start here if you want a roadmap.

Blog

Timely articles, deep dives, and analysis on financial topics. Covers news, trends, and niche scenarios. Great for expanding your knowledge after following a guide.

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Ready to run the numbers?

Every guide links to free calculators. Pick a guide, follow the steps, and use the tools to make informed financial decisions.

Get in touch

Have a guide suggestion?

Reach out if you'd like us to cover a specific finance topic, suggest a new calculator, or have any feedback.

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